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VentureItalica
Combined Instruments · National Instruments

Zero-Interest New Enterprise

Nuove Imprese a Tasso Zero (ON)

Ceiling €1,500,000 of eligible programme Coverage Up to 90%, part grant and part zero-interest loan Reachable Month 1 Speed 90–180 days
Combined Instruments National Instruments Reachable Month 1

The operative truth

Terms

Administering body Invitalia
Instrument type Combined Instruments
Tier National Instruments
Ceiling €1,500,000 of eligible programme
Coverage Up to 90%, part grant and part zero-interest loan
Cost of money 0% on the loan portion
Term Up to 10 years
Earliest reachable Month 1
Application to cash 90–180 days
Ceilings, rates and coverage change between programming periods and vary by region. Confirm against the current call text before acting.

Who qualifies

Micro and small enterprises constituted within the previous sixty months, majority held by people aged eighteen to thirty-five, or by women of any age.

What it funds

Plant, machinery, equipment, works, software, and a defined share of operating costs.

What disqualifies an applicant

What it stacks with

These instruments combine with this one. Grants generally cannot double-fund the same cost, but different components of the same project may each carry their own support, and tax credits stack more freely with grants than grants do with each other.

Ventures this funds

48 venture types in the atlas list this instrument in their capital stack.

HOS-014

Mobile Catering and Street Food

A licensed vehicle or trailer trading at markets, festivals and events across a territory.

Hospitality, Accommodation and Food Service
€18,000–€85,000
2–6 months
HOS-015

Cookery School and Culinary Workshops

Structured cookery instruction for visitors, from single sessions to multi-day residential courses.

Hospitality, Accommodation and Food Service
€15,000–€95,000
3–8 months
HOS-026

Property Management for Absent Owners

Managing letting, maintenance and compliance for holiday homes owned by people who live elsewhere.

Hospitality, Accommodation and Food Service
€8,000–€45,000
2–5 months
HOS-027

Holiday Let Cleaning and Linen Service

Changeover cleaning, laundry and consumables supply to accommodation businesses across a district.

Hospitality, Accommodation and Food Service
€12,000–€70,000
2–5 months
CRF-001

Ceramic Studio and Majolica Workshop

Hand-thrown and hand-painted ceramics in a regional tradition, sold at retail, to interiors buyers and by export.

Craft, Making and Light Manufacture
€22,000–€120,000
5–12 months
CRF-005

Mosaic and Decorative Surface Work

Hand-cut mosaic for restoration, architecture, interiors and art commissions.

Craft, Making and Light Manufacture
€15,000–€90,000
5–11 months
CRF-006

Handloom Weaving and Textile Studio

Woven cloth, rugs and furnishing textiles produced on hand or semi-automatic looms.

Craft, Making and Light Manufacture
€18,000–€110,000
5–12 months
CRF-009

Shoemaking and Repair

Bespoke and small-batch footwear alongside a repair service that anchors weekly cash flow.

Craft, Making and Light Manufacture
€18,000–€100,000
4–10 months
CRF-013

Cabinetmaking and Bespoke Furniture

Made-to-measure furniture, joinery and fitted interiors for private and hospitality clients.

Craft, Making and Light Manufacture
€40,000–€220,000
4–10 months
CRF-015

Blacksmithing and Architectural Metalwork

Forged and fabricated ironwork for gates, railings, restoration and decorative commissions.

Craft, Making and Light Manufacture
€30,000–€160,000
4–10 months
CRF-016

Heritage Building Restoration Trade

Specialist building work in lime, stone and traditional technique for heritage and rural property.

Craft, Making and Light Manufacture
€35,000–€210,000
3–9 months
CRF-022

Cold-Process Soap Making

Olive-oil and botanical soaps produced by cold saponification for retail and hospitality.

Craft, Making and Light Manufacture
€12,000–€70,000
4–10 months
CRF-026

Letterpress and Fine Printing

Traditional printing for stationery, editions, labels and wedding work.

Craft, Making and Light Manufacture
€20,000–€110,000
4–10 months
CRF-028

Digital Fabrication Workshop

Laser cutting, CNC and additive manufacturing serving local makers, businesses and schools.

Craft, Making and Light Manufacture
€35,000–€180,000
4–10 months
CRF-031

Furniture and Antique Restoration

Conservation and restoration of period furniture for private owners, dealers and institutions.

Craft, Making and Light Manufacture
€15,000–€90,000
3–9 months
CRF-033

Agricultural Machinery Repair

Field and workshop repair of tractors, implements and small agricultural plant.

Craft, Making and Light Manufacture
€35,000–€190,000
3–8 months
CRF-035

Textile Repair, Alteration and Upcycling

Tailoring, alterations, repair and remaking of garments and household textiles.

Craft, Making and Light Manufacture
€6,000–€45,000
2–6 months
CRF-037

Sign Writing and Heritage Lettering

Hand-painted signage, gilding and lettering for shops, wineries and heritage buildings.

Craft, Making and Light Manufacture
€8,000–€50,000
2–7 months
CRF-040

Beehive and Apiary Equipment Manufacture

Timber hives, frames and apiary equipment supplied to beekeepers across a region.

Craft, Making and Light Manufacture
€20,000–€110,000
4–10 months
EXP-001

Licensed Environmental Hiking Guide

Regionally licensed guiding of walkers through landscape, ecology and rural history.

Experience, Guiding and Cultural Economy
€4,000–€25,000
2–6 months
EXP-002

Mountain and Alpine Guiding

Technical guiding on rock, snow and via ferrata under full alpine guide qualification.

Experience, Guiding and Cultural Economy
€8,000–€45,000
3–8 months after qualification
EXP-007

Foraging and Wild Food Walks

Guided identification and gathering of wild food, usually ending in a shared meal.

Experience, Guiding and Cultural Economy
€3,000–€22,000
2–5 months
EXP-008

Birdwatching and Wildlife Guiding

Specialist guiding for birdwatchers and naturalists, with hides, equipment and expertise.

Experience, Guiding and Cultural Economy
€8,000–€55,000
3–8 months
EXP-009

Fishing and Hunting Guiding

Guided sport fishing and licensed hunting with equipment, permits and local access.

Experience, Guiding and Cultural Economy
€10,000–€70,000
3–8 months

See all 48 in the atlas

Note on sources. This page is generated from the VentureItalica research registry. Figures and legal references reflect the corpus as verified at the last review and are indicative rather than advice. Instruments change; always confirm the current call text with the administering body before acting.

Film

Applying, without losing the money

The order that protects funding you have already been awarded.

How Italian enterprise support is structured, and why sequence matters more than eligibility. Plays from YouTube. Nothing loads from YouTube until you press play.
From employed to owner

You do not have to resign to begin

The most common route onto this platform starts with a job, a skill and an evening. Ownership is the destination, not the entry requirement.

Stage one

Keep the income

The venture is built around the job rather than instead of it. Registration, the first customer and the funding application all happen while the salary continues.

No change to household income

Stage two

Prove the demand

First revenue arrives alongside the salary. The question stops being whether people want it and becomes how much they pay and how often.

Typically months four to seven

Stage three

Shift the balance

Hours move across as the venture earns. Reducing to part-time employment is a supported route, not a failure of nerve.

Where most instruments land

Stage four

The business carries you

The venture covers the household and begins repaying its capital. Employment becomes a choice rather than a necessity.

Repayment usually begins here

The six families

Every buildable venture, grouped by what it actually is

Families are not sectors. They group ventures by the shape of the work, the shape of the capital and the shape of the regulation.

Method

How to read the figures on this page

Everything published here is generated from the research corpus rather than written into the page, so a correction reaches every page that depended on it.

Traceable to a source

Every figure resolves to a named document in the corpus of 47 research files, and every judgement is marked as a judgement rather than dressed as data.

Ranges, not projections

Venture economics are modelled ranges drawn from comparable operations. They describe what this kind of business tends to do, not what yours will do.

Confirm against the call

Ceilings, rates and deadlines change and vary by region. Always confirm against the current call text of the administering body before committing anything.

Not advice

This is decision-support material. It is not legal, tax or financial advice, and using it creates no relationship of professional advice.

The full method

Help

A person answers

Anything here that is unclear, out of date or wrong is worth telling us about — corrections propagate to every page that depended on the figure.

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