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VentureItalica
Loans · National Instruments

Smart & Start Italia

Smart&Start Italia

Ceiling €3,000,000 of eligible programme Coverage 80%, rising to 90% in the south or where the team qualifies Reachable Month 2 Speed 90–180 days
Loans National Instruments Reachable Month 2

The operative truth

Terms

Administering body Invitalia
Instrument type Loans
Tier National Instruments
Ceiling €3,000,000 of eligible programme
Coverage 80%, rising to 90% in the south or where the team qualifies
Cost of money 0%
Term 10 years
Earliest reachable Month 2
Application to cash 90–180 days
Ceilings, rates and coverage change between programming periods and vary by region. Confirm against the current call text before acting.

Who qualifies

Innovative start-ups registered in the dedicated section of the business register, constituted within the previous sixty months.

What it funds

Plant, equipment, software, patents, consultancy and personnel costs on the innovation programme.

What disqualifies an applicant

What it stacks with

These instruments combine with this one. Grants generally cannot double-fund the same cost, but different components of the same project may each carry their own support, and tax credits stack more freely with grants than grants do with each other.

Ventures this funds

11 venture types in the atlas list this instrument in their capital stack.

AGF-039

Insect Protein and Feed Production

Black soldier fly and mealworm rearing on food-industry residues for aquaculture and pet feed.

Agrifood Production and Transformation
€60,000–€260,000
10–18 months
AGF-040

Hydroponic and Vertical Growing

Controlled-environment production of leaf, herb and micro-green crops close to urban markets.

Agrifood Production and Transformation
€55,000–€290,000
6–12 months
HOS-022

Remote Work and Digital Nomad Village

Long-stay accommodation with reliable connectivity, workspace and community programming.

Hospitality, Accommodation and Food Service
€55,000–€320,000
6–14 months
HOS-029

Rural Coworking and Workshop Space

Desk, meeting and workshop space serving residents, remote workers and visiting teams.

Hospitality, Accommodation and Food Service
€25,000–€160,000
5–12 months
CRF-028

Digital Fabrication Workshop

Laser cutting, CNC and additive manufacturing serving local makers, businesses and schools.

Craft, Making and Light Manufacture
€35,000–€180,000
4–10 months
SRV-010

Digital Marketing for Rural Business

Websites, booking systems, content and advertising for producers and accommodation businesses.

Services, Care, Knowledge and Digital
€4,000–€35,000
2–5 months
SRV-017

Software Development and Remote Technology Work

Contract or product software work delivered from a rural base to clients anywhere.

Services, Care, Knowledge and Digital
€3,000–€30,000
1–4 months
SRV-020

Online Course and Knowledge Product Business

Packaging specialist expertise into courses, memberships and digital products sold worldwide.

Services, Care, Knowledge and Digital
€4,000–€40,000
4–10 months
SRV-021

Data Services and Precision Agriculture Support

Drone survey, soil mapping, yield analysis and decision support for farms.

Services, Care, Knowledge and Digital
€20,000–€120,000
4–10 months
GRN-010

Packaging Alternatives and Bio-Materials

Production of compostable and reusable packaging from agricultural residues for food producers.

Energy, Environment and Circular Economy
€45,000–€280,000
10–20 months
GRN-017

Environmental Monitoring and Survey

Species surveys, water and soil monitoring and environmental reporting under contract.

Energy, Environment and Circular Economy
€15,000–€100,000
4–10 months

Note on sources. This page is generated from the VentureItalica research registry. Figures and legal references reflect the corpus as verified at the last review and are indicative rather than advice. Instruments change; always confirm the current call text with the administering body before acting.

Film

Applying, without losing the money

The order that protects funding you have already been awarded.

How Italian enterprise support is structured, and why sequence matters more than eligibility. Plays from YouTube. Nothing loads from YouTube until you press play.
From employed to owner

You do not have to resign to begin

The most common route onto this platform starts with a job, a skill and an evening. Ownership is the destination, not the entry requirement.

Stage one

Keep the income

The venture is built around the job rather than instead of it. Registration, the first customer and the funding application all happen while the salary continues.

No change to household income

Stage two

Prove the demand

First revenue arrives alongside the salary. The question stops being whether people want it and becomes how much they pay and how often.

Typically months four to seven

Stage three

Shift the balance

Hours move across as the venture earns. Reducing to part-time employment is a supported route, not a failure of nerve.

Where most instruments land

Stage four

The business carries you

The venture covers the household and begins repaying its capital. Employment becomes a choice rather than a necessity.

Repayment usually begins here

The six families

Every buildable venture, grouped by what it actually is

Families are not sectors. They group ventures by the shape of the work, the shape of the capital and the shape of the regulation.

Method

How to read the figures on this page

Everything published here is generated from the research corpus rather than written into the page, so a correction reaches every page that depended on it.

Traceable to a source

Every figure resolves to a named document in the corpus of 47 research files, and every judgement is marked as a judgement rather than dressed as data.

Ranges, not projections

Venture economics are modelled ranges drawn from comparable operations. They describe what this kind of business tends to do, not what yours will do.

Confirm against the call

Ceilings, rates and deadlines change and vary by region. Always confirm against the current call text of the administering body before committing anything.

Not advice

This is decision-support material. It is not legal, tax or financial advice, and using it creates no relationship of professional advice.

The full method

Help

A person answers

Anything here that is unclear, out of date or wrong is worth telling us about — corrections propagate to every page that depended on the figure.

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